PSD2 Open Banking API

In line with the revised Payment Services Directive (PSD2), Finom allows authorized third party providers (TPPs) to access accounts and make payments on their customer’s behalf and with their explicit consent. Finom has implemented all the necessary systems to share services and data with registered TPP in a secure and reliable way.

• Finom PSD2 API Architecture

  Finom’s PSD2 API is free to use for certified AISP, PISP and PIISP services. The Finom PSD2 API is designed on a REST FULL model using JSON structures. It is based on NextGenPSD2 Framework version 1.3.6, also known as Berlin Group standard.

• Sandbox

  Finom PSD2 API Sandbox is a secure, dedicated testing environment that facilitates the onboarding and learning process of the TPP with non-real user data. The documentation is available on our developer portal.

• Production API

  After integrating our sandbox to perform tests, you can use the production API configuration to go live. The documentation is available on our developer portal.

• Performance

  • The quarterly statistics of our web/mobile interfaces can be accessed via the following link.
  • The quarterly statistics on the availability and performance of the dedicated interface are available on developer portal.
  • The quarterly statistics of our PSD2 API availability can be accessed via the following link.